Kentucky Tax
What Central Kentucky business owners should know before year-end.
6 min readRead
Lexington · Central Kentucky
Helping Central Kentucky build stronger financial futures.
Richard F. Jones CPA, PLLC is a trusted advisory firm guiding Lexington businesses, professionals, and families through proactive tax strategy, modern accounting, and year-round financial guidance built around what comes next.
25+
Years guiding Kentucky clients
500+
Bluegrass businesses & families
10 yrs
Average client relationship
Lexington, KY
Office
Proudly serving Central Kentucky
LexingtonFayette CountyGeorgetownNicholasvilleVersaillesRichmondWinchesterThe Bluegrass
Why Lexington chooses us
More than an accountant.
Richard F. Jones CPA, PLLC was built for the way Central Kentucky businesses and families actually live and grow — with thoughtful advice, proactive planning, and a relationship that lasts well beyond tax season.
You finally have an advisor sitting beside you as decisions get bigger.
Proactive guidance
We bring you decisions to make — not surprises to react to. Year-round check-ins keep you a step ahead.
Rooted in Kentucky
Two decades of relationships across Lexington, Fayette, Jessamine, Woodford, Madison, and Clark counties.
Strategic tax planning
Year-round tax strategy designed to reduce stress, find real savings, and protect what you've built.
Modern workflows
Secure portals, digital signatures, and cloud-based accounting — built for the way you actually work.
Personalized advice
Every engagement is tailored. No templated plans, no off-the-shelf answers — just guidance built for your situation.
Long-term partnership
We grow alongside the business and the family — through the next hire, the next chapter, the next generation.
A signature philosophy
Your numbers should work for you.
Financial statements aren't simply reports filed away after tax season. They're the clearest decision-making tools a business owner has — when someone helps you read them.
We help our clients understand what their numbers are actually saying — about pricing, about cash, about timing, about risk — and how to use that information to make smarter, more confident decisions for the business and the family it supports.
The result isn't just better books. It's better decisions.
Clarity
A monthly picture of the business you can actually trust and act on.
Strategy
Year-round tax and financial planning built around your real goals.
Confidence
Decisions made with a partner who already understands the full picture.
What we do
Built around the outcomes you actually want.
We organize our work around three things every client comes to us looking for: a stronger business, less tax stress, and a clearer plan for what's ahead.
Build a stronger business
Run with clarity and confidence.
When the books are clean and the reporting is honest, every decision gets easier — pricing, hiring, investing, and growing.
Business process improvement
Workflows, internal controls, and systems built to scale with how the business actually operates.
Financial reporting
Monthly statements you can read at a glance — and use to make real operating decisions.
Cash flow visibility
Forward-looking cash insight so hiring and investment decisions don't feel like guesses.
Bookkeeping
Modern, cloud-based bookkeeping handled cleanly and on time, month after month.
Reduce tax stress
Strategy that anticipates — not reacts.
Tax season shouldn't be the first time you hear from your CPA. Year-round planning keeps surprises out and savings in.
Tax planning
Proactive, year-round strategy designed around your goals — for the business and the family behind it.
Tax preparation
Federal, state, and entity returns prepared accurately and on time, by a team who knows your full picture.
Audit assistance
Calm, knowledgeable representation if and when the IRS or state has questions.
Compliance
Sales tax, payroll filings, and ongoing compliance — handled quietly in the background.
Plan for the future
Move forward with a plan.
The biggest decisions in a business or a family rarely involve a single number. They involve a strategy — and someone who has seen it before.
Budget preparation
Realistic budgets you can actually run the business against — not spreadsheets that gather dust.
Financial planning
Long-term planning that connects the business, the family, and the goals behind both.
Business consulting
Trusted, partner-level guidance on hiring, structure, expansion, and exit.
Growth strategy
A clear path to the next stage — built on the financial reality of the business today.
Modern accounting for modern businesses
Technology that creates a better client experience — not one that replaces relationships.
We pair the personalized service of a longtime trusted CPA with modern, secure workflows — so working together feels organized, efficient, and easy from the very first conversation.
Online bookkeeping
Cloud-based, always current, and visible from anywhere — no shoeboxes, no surprises.
Remote accounting
Full-service accounting delivered virtually, with the same care as a meeting across the desk.
Financial statement review
Monthly insight on what the numbers mean — and what to do about them.
Process analysis
A clear look at how transactions flow through the business — and where to tighten things up.
Budget preparation
Realistic, decision-ready budgets you can actually operate against.
Management reporting
Concise reports for leadership — built around the metrics that drive your business.
The client experience
What it's like to work with us.
The relationship is meant to feel collaborative, transparent, and built for the long run — not transactional. Here's how it unfolds.
01
Initial Conversation
A relaxed first conversation about where you are, what you're working on, and what you'd like the next chapter to look like.
02
Financial Discovery
We take a careful look at the books, the entity, the tax picture, and the goals — so the strategy is grounded in reality.
03
Customized Strategy
A clear, personalized plan — tax, accounting, cash flow, and growth — built around what matters most to you.
04
Ongoing Guidance
Regular check-ins, proactive communication, and a partner who's already a step ahead when something comes up.
05
Long-Term Partnership
We grow with you year after year — through new ventures, new generations, and every chapter in between.
Learning center
Practical guidance for Kentucky businesses and families.
Tax updates, Kentucky-specific news, small business advice, budgeting tips, and cash flow guidance — written in plain language by people who do this work every day.
Small Business
Choosing the right entity for a growing Lexington business.
7 min readRead
Cash Flow
The simple monthly review that keeps family-owned businesses healthy.
5 min readRead
Tax Strategy
Year-round tax planning moves that actually move the needle.
6 min readRead
Budgeting
Building a budget you'll actually use — without a finance team.
4 min readRead
Financial Planning
Aligning the business and the family balance sheet.
8 min readRead
Lexington & Central Kentucky
Rooted in the Bluegrass. Built around the people who live here.
From downtown Lexington to the horse farms of Woodford County, our work is shaped by the entrepreneurs, professionals, and families that make Central Kentucky what it is.
Downtown Lexington
Working alongside the locally owned businesses and professional firms that anchor our city.
The Bluegrass Region
Family-owned farms, equestrian businesses, and rural enterprises across Fayette, Woodford, and Jessamine.
A Community We Serve
From Keeneland and the UK area to Georgetown, Nicholasville, Versailles, Richmond, and Winchester.
Visit the office
513 Darby Creek Rd, Suite 60 Lexington, KY 40509
Call us
(859) 543-0263 Mon–Fri · year-round
Write us
Rick@RichardFJones.com Responses in 1 business day
Trusted across the Bluegrass
The kind of advisor people stay with for years.
The long relationships we've built with Central Kentucky businesses and families are the work we're proudest of. A few of them say it best.
"Rick has been our CPA for over a decade. He doesn't just file our taxes — he genuinely knows our business, our family, and what we're trying to build. That's rare."
Sarah W.
Owner, family-run business · Lexington
"Working with Richard F. Jones CPA finally made the financial side of running our company feel calm. Proactive, organized, and always honest with us about what's coming."
Daniel H.
Founder · Fayette County
"He treats every client like they're his only client. The advice has saved us real money, but more than that, it's given us peace of mind year after year."
Megan R.
Professional services owner · Nicholasville
Start here
Let's talk about what's next for your business and family.
A simple conversation is the easiest way to see if Richard F. Jones CPA, PLLC is the right partner for what you're building. Tell us where things stand — we'll tell you honestly how we can help.
513 Darby Creek Rd, Suite 60
Lexington, KY 40509
Lexington, KY 40509
Schedule a Consultation Call (859) 543-0263
Based in Lexington, Kentucky. Serving businesses and families throughout Fayette, Jessamine, Woodford, Madison, Clark & Scott counties.